410 Queens Quay W

This stretch of the Quay feels more residential than the busier tourist area to the east, while the lake and the waterfront boardwalk are right outside. The rooftop is the highlight, with a lounge and a patio with barbecues, and there's a whirlpool with lake views. Residents also get a fitness centre, a sauna and steam room, a party room and a billiards room, along with guest rooms, visitor parking and a 24-hour concierge. Fees are broad: heat, hydro, water and air conditioning are covered, as are building insurance and upkeep of shared spaces. The 509 and 510 streetcars stop along Queens Quay and run to Union Station for the subway, GO trains and the PATH. Harbourfront Centre's galleries, festivals and winter skating rink are a short walk east.